Chastity in vanilla life discussion

I’m not certain this belongs here, but I couldn’t locate a more suitable spot to pose my question… Has anyone ever thought about, or realized, any consequences for wearing chastity while, say, driving or at the office? Also, would your insurance deny coverage if you were in an accident with it on (citing “distraction”), or is there a workplace issue too? I suppose it might only become apparent if you end up unconscious in the hospital, but I wonder whether an insurer might reject payment by claiming the device distracted you from driving.